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    How Can I Renew My Mortgage for a Short Term and Reduce Early Payment Fees?

    By Jamie DalgettyJanuary 24, 2025

    Renewing a mortgage is an important opportunity to reassess your financial situation and potentially make changes that better align with your goals. If you’re considering a…

    How Can I Get a Higher Mortgage Approval Amount?

    By Jamie DalgettyJanuary 24, 2025

    Whether you’re self-employed or traditionally employed, securing a higher mortgage approval can be a game-changer in achieving your dream of homeownership. However, lenders evaluate various factors…

    Can You Really Afford That Mortgage? Why ‘On Paper’ Isn’t Always Enough

    By Jamie DalgettyJanuary 22, 2025

    Buying a home is one of the most significant financial decisions you’ll make. For many, the process is both exciting and daunting, especially when faced with…

    Do Credit Scores Above 750 Matter for Mortgage Approval?

    By Jamie DalgettyJanuary 22, 2025

    Credit scores are a crucial factor in determining your financial health, especially when applying for a mortgage. But if a score of 750 is treated the…

    Will Trump’s Tariffs Affect the Canadian Real Estate Market?

    By Jamie DalgettyJanuary 21, 2025

    The introduction of tariffs can have ripple effects on various sectors of the economy, and the real estate market is no exception. While it’s difficult to…

    What Is Refinancing a Mortgage?

    By Jamie DalgettyJanuary 20, 2025

    Refinancing a mortgage is the process of replacing your existing home loan with a new one, typically to take advantage of better terms or adjust your…

    How Much Does an Appraisal Cost and Who Pays for It?

    By Jamie DalgettyJanuary 18, 2025

    When buying or refinancing a home, one critical step in the process is the property appraisal. This assessment determines the market value of the property, ensuring…

    How to Calculate Mortgage Interest: A Step-by-Step Guide

    By Jamie DalgettyJanuary 18, 2025

    Understanding how mortgage interest is calculated can help you make informed decisions about your home financing. Whether you’re planning to buy a new home, refinance your…

    Should You Withdraw from Your TFSA to Pay Off Your Mortgage?

    By Jamie DalgettyJanuary 18, 2025

    With economic uncertainty on the rise, many Canadians are re-evaluating their financial strategies. One question that often comes up is whether it makes sense to withdraw…

    Prepay Mortgage or Invest the Money? Making the Right Choice for Your Finances

    By Jamie DalgettyJanuary 18, 2025

    When you have extra cash on hand, one of the most significant financial decisions you may face is whether to prepay your mortgage or invest the…

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