Mortgage rates today
Updated Oct 29The Bank of Canada raised its rate by 0.25% on October 29. Variable-rate mortgages and lines of credit tied to prime go up by the same amount.
Bank of Canada data. Arrows show the change from a month ago. Posted rates are what banks advertise. Most borrowers qualify for less.
Get your best rate5-yr 6.19%Prime 4.70%BoC 2.50%▾
Mortgage rates today
Updated Oct 29The Bank of Canada raised its rate by 0.25% on October 29. Variable-rate mortgages and lines of credit tied to prime go up by the same amount.
Bank of Canada data. Arrows show the change from a month ago. Posted rates are what banks advertise. Most borrowers qualify for less.
Get your best rateMost borrowers qualify for lower rates than these.
Get my rate
Latest Posts
View MoreMaking a home more energy-efficient can lower monthly utility bills and improve comfort, and in many cases…
Real estate has long appealed to Canadians looking to grow wealth beyond their primary residence. But owning…
Rates have come down a long way from their 2023 peak, and a lot of Canadians locked…
Home insurance premiums are no longer based solely on the size and age of a house. Across…
Personal finance isn't something most people learn in school, which means many young Canadians end up figuring…
Shopping for a mortgage can feel like a part-time job, with dozens of lenders, rate types, and…
Getting a home ready for sale often comes with a long list of possible projects, but not…
Buying a rental property involves a different financing path than purchasing the home you plan to live…
Helping a family member qualify for a mortgage by co-signing can feel like a generous, low-cost way…
Bankruptcy or a consumer proposal can feel like it closes the door on homeownership, but that is…
If you've started researching how much mortgage you might qualify for, you've likely come across the term…
Property taxes and home insurance are two expenses that catch many new homeowners off guard, especially when…
Buying an investment property can seem like a straightforward way to build wealth, especially after watching friends…
Owning a rental property in Canada comes with a tax picture that goes well beyond simply reporting…