Clutter has a sneaky way of piling up—one day, your home feels organized, and the next, you’re swimming in things you don’t even use. If you’re…

Buying a home is one of the biggest financial decisions you’ll make, and one of the first choices you’ll face is whether to buy a newly…

Owning a home comes with a long list of responsibilities, and while most homeowners stay on top of the big tasks—mortgage payments, insurance, and major repairs—there…

The Canada Pension Plan (CPP) is a key part of retirement planning for Canadians. Whether you’re nearing retirement, currently contributing, or just starting to think about…

For many first-time homebuyers in Canada, coming up with a down payment is one of the biggest challenges to homeownership. If you have savings in a…

Registered Retirement Savings Plans (RRSPs) are a great way to save for retirement while enjoying tax benefits. However, there’s a limit to how much you can…

A consumer proposal can provide relief from overwhelming debt, but it also impacts your financial situation—including your ability to get a mortgage. If you’re currently in…

For many homebuyers and homeowners, securing a mortgage with a traditional A lender—such as a major bank—can be challenging. Whether it’s due to credit issues, self-employment…

For many Canadians, securing a mortgage through a traditional lender like a bank or credit union isn’t always an option. Whether it’s due to strict lending…

Refinancing your mortgage should be a smooth and stress-free process, whether you prefer to do everything online or meet in person. At The Local Broker, we…