Browsing: Mortgages

Buying a home as a newcomer to Canada comes with a few extra layers that long-time residents do not usually face, from building credit history to…

Rates have come down a long way from their 2023 peak, and a lot of Canadians locked into a fixed rate around then are now asking…

Shopping for a mortgage can feel like a part-time job, with dozens of lenders, rate types, and qualification rules to sort through. A mortgage broker handles…

Buying a home as a newcomer to Canada comes with a unique set of questions, especially around credit history and documentation. The good news is that…

If you're carrying credit card balances, a line of credit, or a car loan at a steep interest rate, you may have wondered whether tapping into…

Moving to a new home doesn't always mean starting your mortgage from scratch. For buyers in the middle of a fixed term, porting allows you to…

Carrying high-interest debt alongside a mortgage can feel like running on a treadmill that never slows down. Refinancing your home to consolidate that debt is one…

Helping a family member qualify for a mortgage by co-signing can feel like a generous, low-cost way to support them. In reality, co-signing makes you just…

Bankruptcy or a consumer proposal can feel like it closes the door on homeownership, but that is rarely the full picture. Many Canadians go on to…

If you've started researching how much mortgage you might qualify for, you've likely come across the term 'stress test.' It's a federal requirement that affects nearly…