Browsing: Personal Finance

When you apply for a mortgage, one of the first things a lender looks at is your credit score. It is a snapshot of your financial…

It’s not uncommon for Canadians to buy a condo with the idea of renting it out — sometimes as an investment, sometimes with help from family,…

It’s one of the most common — and confusing — questions homeowners face when a parent passes away: If I already own my own home and…

For many homeowners, the home equity line of credit (HELOC) is a powerful financial tool. It allows you to borrow against the equity in your home,…

Managing money in Canada can be complicated, and even the most financially savvy individuals are bound to make mistakes along the way. From missing out on…

Falling behind on mortgage payments is one of the most stressful financial situations a homeowner can face. If you are worried that you might not be…

Spaving, a blend of the words “spending” and “saving,” is the act of buying something to save money — often under the illusion that you’re making…

When living in a condominium in Ontario, understanding how your monthly condo fees can change over time is essential. These fees cover shared expenses like maintenance,…

With rental prices shifting dramatically across Ontario—especially in the Greater Toronto Area—tenants are finding themselves in an unfamiliar but advantageous position. If your lease is up…

Being your own boss comes with many perks, but when it comes to getting a mortgage in Canada, being self-employed can sometimes make the process more…