When you’re buying a home in Canada, the magic number many people aim for is a 20% down payment. That’s because once you hit 20%, you…

Fergus, Ontario, is a charming and growing community nestled along the Grand River, known for its historic downtown, Scottish heritage, and scenic trails. Whether you’re a…

There’s something undeniably appealing about owning a home with a pool. The image of lounging in your backyard, drink in hand, while the sun sparkles on…

Buying a new home or condo is one of the most exciting and meaningful decisions you’ll ever make. But in times of economic uncertainty—particularly when trade…

Divorce can be one of life’s most emotionally and financially complex events—especially when a home and mortgage are involved. Whether you’re looking to stay in the…

With over a million Canadian mortgages coming up for renewal in 2025, many homeowners are bracing for increased monthly payments. The good news? There are smart…

There’s something about spring that just makes you want to open the windows, shake off the winter dust, and hit the reset button at home. Whether…

In 2024, the Ontario government passed new legislation aimed at strengthening consumer protection in the housing market. Among the changes introduced in the Homeowner Protection Act,…

If you’re putting less than 20% down on a home in Canada, you’ll need to navigate a few essential terms: CMHC insurance, GDS/TDS ratios, and debt…

The word “recession” can sound intimidating—especially when you’re thinking about buying a home or refinancing your mortgage. But economic downturns don’t automatically mean you should hit…