Author: Jamie Dalgetty
Through The Local Broker, I connect clients with a wide range of banks, credit unions, and alternative lenders across Ontario. Because I’m independent, I’m not tied to any one institution — which means I can focus on finding the best possible fit for your situation. Whether you’re looking to buy your first home, refinance to save on interest, or explore new lending options, I’m here to make the process simple, transparent, and tailored to you.
The Toronto housing market has been shifting, and many homeowners are noticing a change—houses are sitting on the market longer than they used to. Whether it’s…
Buying a home or planning your mortgage strategy requires more than just guesswork—it takes smart financial planning. That’s why we’ve put together a set of powerful…
Renewing a mortgage is an important opportunity to reassess your financial situation and potentially make changes that better align with your goals. If you’re considering a…
Whether you’re self-employed or traditionally employed, securing a higher mortgage approval can be a game-changer in achieving your dream of homeownership. However, lenders evaluate various factors…
Buying a home is one of the most significant financial decisions you’ll make. For many, the process is both exciting and daunting, especially when faced with…
Credit scores are a crucial factor in determining your financial health, especially when applying for a mortgage. But if a score of 750 is treated the…
The introduction of tariffs can have ripple effects on various sectors of the economy, and the real estate market is no exception. While it’s difficult to…
Refinancing a mortgage is the process of replacing your existing home loan with a new one, typically to take advantage of better terms or adjust your…
When buying or refinancing a home, one critical step in the process is the property appraisal. This assessment determines the market value of the property, ensuring…
Understanding how mortgage interest is calculated can help you make informed decisions about your home financing. Whether you’re planning to buy a new home, refinance your…