Author: Jamie Dalgetty
Jamie Dalgetty
Through The Local Broker, I help Canadians better understand mortgages, home financing, and the decisions that come with buying, renewing, or refinancing a home. I work independently with banks, credit unions, and alternative lenders across Ontario, which allows me to focus on explaining options clearly and helping readers understand what is realistic for their situation. The goal of this site is education first. Many of the articles here are based on real questions and scenarios that come up when people are navigating major financial decisions around homeownership. I focus on clarity, transparency, and long-term thinking rather than quick approvals or one-size-fits-all solutions.
Going through a separation is never easy. There are emotional, financial, and legal implications to navigate, and if you own a home together, one of the…
Buying a home is an incredible milestone—but once the keys are in your hand, the work doesn’t stop. From changing the locks to setting up utilities…
The dream of owning a condo in Toronto has become more complicated in 2025. With home values slipping and rental prices following suit, some owners are…
Elora, Ontario, is a picturesque village nestled along the Grand River, renowned for its historic charm, vibrant arts scene, and natural beauty. Whether you’re contemplating purchasing…
Moving day is exciting, but let’s be honest—it’s also exhausting. Whether you’re moving across town or into your dream home a few cities over, the day…
When you’re buying a home in Canada, the magic number many people aim for is a 20% down payment. That’s because once you hit 20%, you…
Fergus, Ontario, is a charming and growing community nestled along the Grand River, known for its historic downtown, Scottish heritage, and scenic trails. Whether you’re a…
There’s something undeniably appealing about owning a home with a pool. The image of lounging in your backyard, drink in hand, while the sun sparkles on…
Buying a new home or condo is one of the most exciting and meaningful decisions you’ll ever make. But in times of economic uncertainty—particularly when trade…
Divorce can be one of life’s most emotionally and financially complex events—especially when a home and mortgage are involved. Whether you’re looking to stay in the…