Author: TeamFlyer
TeamFlyer
Through The Local Broker, I connect clients with a wide range of banks, credit unions, and alternative lenders across Ontario. Because I’m independent, I’m not tied to any one institution — which means I can focus on finding the best possible fit for your situation. Whether you’re looking to buy your first home, refinance to save on interest, or explore new lending options, I’m here to make the process simple, transparent, and tailored to you.
In 2024, the Ontario government passed new legislation aimed at strengthening consumer protection in the housing market. Among the changes introduced in the Homeowner Protection Act,…
If you’re putting less than 20% down on a home in Canada, you’ll need to navigate a few essential terms: CMHC insurance, GDS/TDS ratios, and debt…
The word “recession” can sound intimidating—especially when you’re thinking about buying a home or refinancing your mortgage. But economic downturns don’t automatically mean you should hit…
When you’re applying for a mortgage, especially through a broker or agent, you want to be sure you’re working with someone who is qualified, trustworthy, and…
Whether you’re looking to lower your monthly payments, tap into your home equity, or lock in a better rate—refinancing your mortgage can be a powerful financial…
If you’ve recently immigrated or relocated to Canada, homeownership might be closer than you think. The New to Canada Mortgage Program helps newcomers purchase a home…
When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…
In a competitive housing market, it can be tempting to skip the home inspection—especially when sellers are entertaining multiple offers. But no matter how perfect a…
Thinking about buying a building with both a business and a place to live? Whether it’s a storefront with an apartment above or a work-live space…
Thinking about a quiet cottage by the lake or a cozy cabin to escape the city? A vacation or secondary home can be a rewarding investment—and…