For many Canadians, getting a mortgage—or refinancing an existing one—used to mean sitting in a bank branch, filling out forms, and waiting days for answers. But not anymore.
At The Local Broker, we believe there’s a better way to help you secure the mortgage that fits your life. Based in Guelph, Ontario, we’re a small, independent mortgage brokerage that offers real service, real people, and real results—with the convenience of doing it all from the comfort of your own home.
Whether you’re buying your first home, refinancing your mortgage, or simply want someone to walk you through your options, The Local Broker is here to help.
What Makes Us Different?
We’re not a bank. We’re not a call centre. We’re a local, independent mortgage brokerage that takes pride in helping people—not just processing paperwork. Here’s what sets us apart:
✅ Fast and Flexible
Because we’re small, we can move quickly. Need help in the evening? Have a question on the weekend? We’re not bound by bank hours. We work on your schedule, not the other way around.
✅ Personal Service
When you reach out, you’re talking to the same person from start to finish. We don’t hand you off or push you through a system. We take the time to understand your needs and find a mortgage that truly works for you.
✅ No Deal Too Small
Big banks often ignore or undervalue smaller mortgage deals. At The Local Broker, we take every situation seriously—whether it’s a first-time buyer, a modest refinance, or a simple mortgage renewal.
Local Expertise, Anywhere in Ontario
We’re based in Guelph, and if you’re nearby—anywhere within about 100 km—we’re happy to meet in person at your home, a local coffee shop, or wherever is convenient for you. Want to meet at Planet Bean, Royal City Brewery, or The Wooly? We’re there.
But the beauty of the mortgage process today is that everything can be done virtually. We work with clients all over Ontario and can handle applications, documents, and signatures entirely online. That means you don’t have to take time off work, wait in a lobby, or deal with anyone’s schedule but your own.
Whether you live in Guelph, Kitchener-Waterloo, Cambridge, or anywhere in between, we can help—quickly, conveniently, and professionally.
New Mortgage or Refinancing? We’ve Got You Covered
Some people reach out to us because they’re buying their first home. Others want to refinance to take advantage of better rates, lower monthly payments, or access equity for renovations or other expenses.
Whatever your reason, The Local Broker’s online mortgage application makes it easy to get started. There’s no pressure and no obligation—just straightforward advice from someone who knows the local market and takes the time to work through your options with you.
Why Work With an Independent Broker?
Working with a small, independent broker isn’t just about keeping things local—it’s about working with someone who’s invested in your outcome. We’re not just trying to hit monthly sales goals. We’re building a reputation, one happy client at a time.
That means:
- More options than a single bank can offer
- Solutions for unique or challenging situations
- A direct line to your broker when you need help
- Local knowledge that national call centres just don’t have
Mortgage Help That Feels Human
At The Local Broker, we know that mortgages are a big decision, but that doesn’t mean the process needs to be stressful or confusing. We’ll answer your questions in plain language, explain your options clearly, and support you from application to closing day.
So if you’re tired of banks that won’t return your calls, or if you’d rather work with someone who’s genuinely on your side, we’d love to hear from you.
Contact us today and let’s talk about how we can help—on your terms, at your pace.
