In 2024, the Ontario government passed new legislation aimed at strengthening consumer protection in the housing market. Among the changes introduced in the Homeowner Protection Act,…
When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…
Let’s face it—between rising costs, interest rate jitters, and economic uncertainty, saving money as a homeowner has never felt more important. But the good news? You…
The latest Labour Force Survey from Statistics Canada gives us a clear snapshot of the Canadian economy as of March 2025—and while the headlines mention a…