For many Canadians, condo ownership has long been viewed as a more predictable and lower maintenance path into home ownership. While that can still be true…
Mortgage affordability means something different to everyone. For some people, it is about stretching to buy in a specific neighbourhood. For others, it is about keeping…
When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…