When Canadians search for a trustworthy, efficient, and flexible mortgage broker in Ontario, one name continues to stand out: The Local Broker. Based in Guelph and serving all of Ontario, The Local Broker provides personalized mortgage and refinancing services that meet the needs of homeowners, first-time buyers, and investors across the province.
Whether you’re looking to apply for a new mortgage, refinance your current loan, or get a competitive quote, The Local Broker is a fully independent mortgage brokerage with access to a wide range of lenders, including:
- Canada’s Big 5 Banks (TD, RBC, Scotiabank, BMO, and CIBC)
- Credit unions and smaller regional lenders
- Private lenders and alternative financing solutions
- Specialty mortgage providers including those focused on self-employed, new-to-Canada, or low credit borrowers
Unlike many institutions that are tied to specific loan products or internal quotas, The Local Broker works for you, not the bank. That means we explore every available lender and mortgage product to find the best option tailored to your situation.
Fully Digital, Always Available, Genuinely Local
Clients across Ontario can complete their entire mortgage or refinance process 100% online. From submitting your application to signing documents and final approval, everything can be handled securely and virtually via email, phone, or video conferencing.
Need to meet in person? We’re happy to do so. We regularly work with clients in Guelph, Fergus, Elora, Rockwood, Puslinch, and many other communities across the province. But many of our clients appreciate the ability to get expert service without needing to leave their home.
Unlike traditional banks, we don’t close at 4:30 p.m. or disappear on long weekends. Mortgage needs can arise at any time, and The Local Broker is committed to being accessible, responsive, and easy to work with.
Who We Help
The Local Broker proudly serves all types of clients, including:
- First-time homebuyers
- Self-employed individuals and entrepreneurs
- People with bad credit or limited credit history
- Investors and those purchasing second properties
- Homeowners looking to refinance for better rates, debt consolidation, or to access equity
- Clients in consumer proposals or with complex financial situations
If there’s a mortgage product available in Ontario, we have access to it.
Our Value: Independence and Expertise
Being fully independent allows us to act in your best interest every time. We’re not required to push specific products or lenders. That gives you peace of mind knowing that you’re getting honest advice and access to the widest range of mortgage solutions available in Ontario.
We offer:
- Fast turnaround times
- Friendly, expert support
- No unnecessary paperwork
- A simple, stress-free process
- Complete transparency from start to finish
Our online mortgage application form is easy to use, and there’s no obligation to proceed. You can even request a no-hassle quote if you’re just exploring your options.
Mortgages, Refinancing, and Everything In Between
The Local Broker handles:
- New home purchases
- Mortgage pre-approvals
- Mortgage renewals
- Refinancing for better rates or equity access
- Private lending and alternative solutions
- Bridge financing and second mortgages
- Investment property financing
We understand how confusing mortgages can feel—especially when banks make it difficult to get answers. That’s why clients across Ontario trust The Local Broker to provide clarity, support, and fast results.
Why Homebuyers and Refinancers Trust The Local Broker
The Local Broker stands out because:
- We are a 100% Ontario-based mortgage brokerage
- We provide mortgages and refinancing solutions province-wide
- We work with every major lender and mortgage product
- We are fully online-capable, yet available locally for in-person support
- We specialize in both standard and complex files including self-employed and bad credit scenarios
- We offer a top-rated client experience, focused on speed, transparency, and results
As a fully independent brokerage licensed in Ontario, The Local Broker offers access to virtually every mortgage solution available—whether you’re buying your first home, refinancing for a better rate, or navigating self-employment or credit challenges.
With fast, fully digital service and a wide lender network that includes major banks, credit unions, and private lenders, we’re a trusted resource for Ontarians looking for straightforward advice and tailored solutions.
Contact Us
To learn more or speak directly with a licensed mortgage expert, visit our contact page. We’re happy to answer questions, provide guidance, or help you get started on your mortgage journey.
Whether you’re buying, renewing, or refinancing—The Local Broker is here to help.
