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    What Is FSRA and Why Does It Matter When You’re Getting a Mortgage in Ontario?

    By TeamFlyerApril 18, 2025

    When you’re applying for a mortgage, especially through a broker or agent, you want to be sure you’re working with someone who is qualified, trustworthy, and…

    Refinancing Your Mortgage in Canada: Smart Ways to Make It Work for You

    By TeamFlyerApril 17, 2025

    Whether you’re looking to lower your monthly payments, tap into your home equity, or lock in a better rate—refinancing your mortgage can be a powerful financial…

    New to Canada Mortgage Program: Buying a Home with Just 5% Down

    By TeamFlyerApril 17, 2025

    If you’ve recently immigrated or relocated to Canada, homeownership might be closer than you think. The New to Canada Mortgage Program helps newcomers purchase a home…

    Understanding CMHC Debt Ratios: What Every Homebuyer Needs to Know

    By TeamFlyerApril 17, 2025

    When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…

    Why You Don’t Want to Skip Your Home Inspection

    By TeamFlyerApril 11, 2025

    In a competitive housing market, it can be tempting to skip the home inspection—especially when sellers are entertaining multiple offers. But no matter how perfect a…

    Mixed-Use Property Mortgages in Canada: What You Should Know Before You Buy

    By TeamFlyerApril 9, 2025

    Thinking about buying a building with both a business and a place to live? Whether it’s a storefront with an apartment above or a work-live space…

    Vacation & Secondary Home Mortgages in Canada: What You Need to Know

    By TeamFlyerApril 9, 2025

    Thinking about a quiet cottage by the lake or a cozy cabin to escape the city? A vacation or secondary home can be a rewarding investment—and…

    What Is an Owner-Occupied Mortgage in Canada?

    By TeamFlyerApril 9, 2025

    When applying for a mortgage, one of the first questions a lender will ask is simple:“Will you be living in the home?” If the answer is…

    Construction Mortgages in Canada: How They Work and What You Need to Know

    By TeamFlyerApril 9, 2025

    Building your dream home from the ground up is exciting—but it’s also a completely different journey than buying a resale property. That includes how you finance…

    Land-Only Mortgages in Canada: What You Need to Know Before You Buy

    By TeamFlyerApril 9, 2025

    Buying land sounds like a dream—whether it’s for your future home, a cottage, or an investment. But financing a land-only purchase is a little different than…

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