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    How to Cancel an HVAC Contract in Ontario (Without Losing Your Cool)

    By Jamie DalgettyMarch 23, 2025

    If you’ve inherited an HVAC rental contract—maybe for a hot water heater, furnace, or AC unit—you’re not alone. Many Ontario homeowners feel stuck with sky-high fees,…

    Declutter Like a Pro: 15 Things You Need to Throw Out Right Now

    By Jamie DalgettyMarch 5, 2025

    Clutter has a sneaky way of piling up—one day, your home feels organized, and the next, you’re swimming in things you don’t even use. If you’re…

    Eight Questions Canadians Don’t Think to Ask Before Buying a House

    By Jamie DalgettyMarch 22, 2025

    When you’re caught up in the excitement of buying a new home, it’s easy to focus on square footage, paint colours, and whether your couch will…

    Big Banks vs. Smaller Lenders: What’s the Best Choice for Your Mortgage?

    By Jamie DalgettyApril 3, 2025

    When it comes time to secure a mortgage, most Canadians start with the familiar: a visit to one of the Big 5 banks. But traditional lenders…

    A Simple Way to Estimate Your Retirement Spending (and Build a Plan That Lasts)

    By Jamie DalgettyMarch 31, 2025

    Planning for retirement doesn’t have to be overwhelming—but it does start with one very important number: how much you spend in a year. Most Canadians thinking…

    How to Cut Your Utility Bills in Half (Without Freezing in Winter!)

    By Jamie DalgettyApril 7, 2025

    No one likes opening their utility bill and seeing a number that makes them do a double take. But cutting down on energy costs doesn’t mean…

    Is a Newly Built Home Right for You? The Pros and Cons

    By Jamie DalgettyMarch 4, 2025

    Buying a home is one of the biggest financial decisions you’ll make, and one of the first choices you’ll face is whether to buy a newly…

    10 Things Every Homeowner Forgets to Do—Are You Guilty?

    By Jamie DalgettyMarch 4, 2025

    Owning a home comes with a long list of responsibilities, and while most homeowners stay on top of the big tasks—mortgage payments, insurance, and major repairs—there…

    Understanding the Canada Pension Plan (CPP): What You Need to Know

    By Jamie DalgettyFebruary 24, 2025

    The Canada Pension Plan (CPP) is a key part of retirement planning for Canadians. Whether you’re nearing retirement, currently contributing, or just starting to think about…

    Using Your RRSP for a Home Purchase: How the Home Buyers’ Plan Works

    By Jamie DalgettyFebruary 18, 2025

    For many first-time homebuyers in Canada, coming up with a down payment is one of the biggest challenges to homeownership. If you have savings in a…

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