Author: Jamie Dalgetty
Jamie Dalgetty
Through The Local Broker, I help Canadians better understand mortgages, home financing, and the decisions that come with buying, renewing, or refinancing a home. I work independently with banks, credit unions, and alternative lenders across Ontario, which allows me to focus on explaining options clearly and helping readers understand what is realistic for their situation. The goal of this site is education first. Many of the articles here are based on real questions and scenarios that come up when people are navigating major financial decisions around homeownership. I focus on clarity, transparency, and long-term thinking rather than quick approvals or one-size-fits-all solutions.
When you’re looking to buy a home or refinance your mortgage, one of the biggest decisions you’ll face is whether to go with a mortgage broker…
Being self-employed comes with many benefits—flexibility, independence, and the ability to pursue your passions. However, when it comes to securing a mortgage in Ontario, being self-employed…
Buying a condo can be a fantastic investment, but it comes with unique considerations that differ from purchasing a house. A thorough condo inspection is essential…
Buying a home is one of the biggest investments you’ll ever make, and a thorough home inspection can help you avoid costly surprises down the road.…
If you own a condo in Canada or are thinking about purchasing one, you’ve probably heard about condo fees. These monthly fees cover the maintenance and…
Guelph, also known as ‘The Royal City,’ is located in Southwestern Ontario in Canada and less than an hour’s travel away from Hamilton and Toronto. Guelph…
Refinancing a mortgage is an important financial decision that can have a meaningful impact on your long-term financial health. Homeowners often consider refinancing to lower monthly…
It’s a common question many Canadians face: Should I pay off my truck or hold onto my savings? The answer isn’t as straightforward as it might…
Embarking on the intricate journey of securing a mortgage can seem overwhelming. For potential homeowners in Ontario, a mortgage broker can significantly simplify this process. These…
In Canada, tax season can be met with a mix of anticipation and anxiety. Whether you find it stressful or exciting often depends on whether you're…