Author: Jamie Dalgetty
Through The Local Broker, I connect clients with a wide range of banks, credit unions, and alternative lenders across Ontario. Because I’m independent, I’m not tied to any one institution — which means I can focus on finding the best possible fit for your situation. Whether you’re looking to buy your first home, refinance to save on interest, or explore new lending options, I’m here to make the process simple, transparent, and tailored to you.
With economic uncertainty on the rise, many Canadians are re-evaluating their financial strategies. One question that often comes up is whether it makes sense to withdraw…
When you have extra cash on hand, one of the most significant financial decisions you may face is whether to prepay your mortgage or invest the…
For many homebuyers, purchasing a condo can be an attractive alternative to buying a traditional house. Condos often come with appealing amenities, lower maintenance responsibilities, and…
In Canada, creative financing options can be key to making real estate deals happen—especially in a challenging market. One such option is the Vendor Take Back…
Buying and selling a home can be an exciting yet stressful process, especially when the timing doesn’t align perfectly. What happens if you find your dream…
A wave of mortgage renewals is on the horizon for Canadian homeowners in 2025. At least 85 per cent of existing home loans were contracted when…
Moving to a new country comes with many exciting opportunities, but it can also bring its share of challenges—especially when it comes to navigating the financial…
When it comes to securing a mortgage, many homebuyers are faced with a decision: Should they go directly to a bank or work with a mortgage…
Life is unpredictable, and sometimes you may need to break your mortgage contract before the term ends. Whether you’re selling your home, refinancing to get a…
When you’re looking to buy a home or refinance your mortgage, one of the biggest decisions you’ll face is whether to go with a mortgage broker…