Browsing: The Local Broker

Whether you’re looking to lower your monthly payments, tap into your home equity, or lock in a better rate—refinancing your mortgage can be a powerful financial…

When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…

In a competitive housing market, it can be tempting to skip the home inspection—especially when sellers are entertaining multiple offers. But no matter how perfect a…

Thinking about buying a building with both a business and a place to live? Whether it’s a storefront with an apartment above or a work-live space…

Thinking about a quiet cottage by the lake or a cozy cabin to escape the city? A vacation or secondary home can be a rewarding investment—and…

When applying for a mortgage, one of the first questions a lender will ask is simple:“Will you be living in the home?” If the answer is…

Building your dream home from the ground up is exciting—but it’s also a completely different journey than buying a resale property. That includes how you finance…

Buying land sounds like a dream—whether it’s for your future home, a cottage, or an investment. But financing a land-only purchase is a little different than…

Let’s say you have a fixed-rate mortgage locked in around 6%, and your term isn’t up until late 2026. You’re paying more than $3,500 a month,…

A condo can be a great way to own property without the hassle of mowing the lawn or fixing the roof. But not every building is…