Browsing: mortgage broker Guelph

Let’s say you have a fixed-rate mortgage locked in around 6%, and your term isn’t up until late 2026. You’re paying more than $3,500 a month,…

Let’s be honest: not everyone has the time—or the energy—to scrub baseboards on a Tuesday night or deep-clean the oven “just because.” But keeping a tidy,…

If you’ve inherited an HVAC rental contract—maybe for a hot water heater, furnace, or AC unit—you’re not alone. Many Ontario homeowners feel stuck with sky-high fees,…

When it comes time to secure a mortgage, most Canadians start with the familiar: a visit to one of the Big 5 banks. But traditional lenders…

Buying a home is one of the biggest financial decisions you’ll make, and one of the first choices you’ll face is whether to buy a newly…

For many first-time homebuyers in Canada, coming up with a down payment is one of the biggest challenges to homeownership. If you have savings in a…

A consumer proposal can provide relief from overwhelming debt, but it also impacts your financial situation—including your ability to get a mortgage. If you’re currently in…

For many homebuyers and homeowners, securing a mortgage with a traditional A lender—such as a major bank—can be challenging. Whether it’s due to credit issues, self-employment…

For many Canadians, securing a mortgage through a traditional lender like a bank or credit union isn’t always an option. Whether it’s due to strict lending…

Refinancing your mortgage should be a smooth and stress-free process, whether you prefer to do everything online or meet in person. At The Local Broker, we…