Browsing: Financial Planning

Spaving, a blend of the words “spending” and “saving,” is the act of buying something to save money — often under the illusion that you’re making…

Moving into a new home can be exciting, but it also comes with a fair share of stress—especially when it comes to keeping your finances organized.…

Registered Retirement Savings Plans (RRSPs) are a great way to save for retirement while enjoying tax benefits. However, there’s a limit to how much you can…

Buying a home is one of the most significant financial decisions you’ll make. For many, the process is both exciting and daunting, especially when faced with…

Credit scores are a crucial factor in determining your financial health, especially when applying for a mortgage. But if a score of 750 is treated the…

With economic uncertainty on the rise, many Canadians are re-evaluating their financial strategies. One question that often comes up is whether it makes sense to withdraw…

When you have extra cash on hand, one of the most significant financial decisions you may face is whether to prepay your mortgage or invest the…

Refinancing a mortgage is an important financial decision that can significantly impact your long-term financial health. Whether you’re looking to lower your monthly payments, consolidate debt,…

In Canada, tax season can be met with a mix of anticipation and anxiety. Whether you find it stressful or exciting often depends on whether you're…

In the vibrant province of Ontario, possessing a second home or a quaint cottage can embody the epitome of a dream realized. For those yearning for…