Browsing: Mortgages
Thinking of Moving to Fergus, Ontario? Here’s How The Local Broker Can Help With Your Mortgage or Refinancing
Fergus, Ontario, is a charming and growing community nestled along the Grand River, known for its historic downtown, Scottish heritage, and scenic trails. Whether you’re a…
Buying a new home or condo is one of the most exciting and meaningful decisions you’ll ever make. But in times of economic uncertainty—particularly when trade…
What Happens to Your Mortgage After Divorce in Canada? Rules, Options & Tips (2025 Guide)
Divorce can be one of life’s most emotionally and financially complex events—especially when a home and mortgage are involved. Whether you’re looking to stay in the…
With over a million Canadian mortgages coming up for renewal in 2025, many homeowners are bracing for increased monthly payments. The good news? There are smart…
In 2024, the Ontario government passed new legislation aimed at strengthening consumer protection in the housing market. Among the changes introduced in the Homeowner Protection Act,…
If you’re putting less than 20% down on a home in Canada, you’ll need to navigate a few essential terms: CMHC insurance, GDS/TDS ratios, and debt…
The word “recession” can sound intimidating—especially when you’re thinking about buying a home or refinancing your mortgage. But economic downturns don’t automatically mean you should hit…
When you’re applying for a mortgage, especially through a broker or agent, you want to be sure you’re working with someone who is qualified, trustworthy, and…
Whether you’re looking to lower your monthly payments, tap into your home equity, or lock in a better rate—refinancing your mortgage can be a powerful financial…
If you’ve recently immigrated or relocated to Canada, homeownership might be closer than you think. The New to Canada Mortgage Program helps newcomers purchase a home…