Browsing: Mortgages

Building your dream home from the ground up is exciting—but it’s also a completely different journey than buying a resale property. That includes how you finance…

Buying land sounds like a dream—whether it’s for your future home, a cottage, or an investment. But financing a land-only purchase is a little different than…

Let’s say you have a fixed-rate mortgage locked in around 6%, and your term isn’t up until late 2026. You’re paying more than $3,500 a month,…

A condo can be a great way to own property without the hassle of mowing the lawn or fixing the roof. But not every building is…

When it comes time to secure a mortgage, most Canadians start with the familiar: a visit to one of the Big 5 banks. But traditional lenders…

For many first-time homebuyers in Canada, coming up with a down payment is one of the biggest challenges to homeownership. If you have savings in a…

A consumer proposal can provide relief from overwhelming debt, but it also impacts your financial situation—including your ability to get a mortgage. If you’re currently in…

For many homebuyers and homeowners, securing a mortgage with a traditional A lender—such as a major bank—can be challenging. Whether it’s due to credit issues, self-employment…

For many Canadians, securing a mortgage through a traditional lender like a bank or credit union isn’t always an option. Whether it’s due to strict lending…

Refinancing your mortgage should be a smooth and stress-free process, whether you prefer to do everything online or meet in person. At The Local Broker, we…