This situation comes up more often than people realize, especially in high cost housing markets where buying alone feels impossible. A family member needs help qualifying.…
During the peak of the Covid housing boom, from early 2020 through early 2022, thousands of Canadians purchased pre construction homes and condos at aggressive prices.…
Mortgage affordability means something different to everyone. For some people, it is about stretching to buy in a specific neighbourhood. For others, it is about keeping…
Refinancing a mortgage can be an effective financial strategy for many Ontario homeowners. Whether you want to reduce your interest rate, consolidate debt, access home equity…
When a homeowner in Ontario finishes paying off a mortgage, refinances with a new lender or sells their property, the existing mortgage must be formally removed…
For many Ontario parents, gifting a home to their children feels like a meaningful way to help the next generation gain financial stability. Rising home prices…
For Canadians exploring different types of home financing, one distinction is especially important to understand. Not all homes qualify for a traditional mortgage. In some cases,…
Mobile homes, sometimes referred to as manufactured homes or park model homes, have become increasingly visible across Canada as an alternative to traditional housing. With rising…
Canadian winters can be beautiful, but they can also be expensive. As temperatures drop, heating systems work harder, drafts become more noticeable and energy bills rise…
Recent economic shifts have begun to reshape both the job market and the Canadian housing landscape. While Canada continues to see overall employment growth, the distribution…
