Lock in Your Best Mortgage Rate Today!

Whether you're refinancing, buying your first home, or looking for a better deal, we make the process easy and rewarding.

💡 Save More: Secure a competitive rate and reduce your monthly payments.
💡 Stress Less: Get tailored solutions that fit your unique financial needs.
💡 Act Now: Rates are constantly changing—don’t miss your opportunity to save.

👉 Start your journey to better savings now. Get a free quote in minutes!

This will only take about one minute and there is no obligation!

The Lowest Mortgage Rates Around

Lock in for the short or long term with a choice of exceptional interest rates and product features guided by our expert advice and industry know-how. We help you make the right decision for your mortgage. We’re all about great rates, flexibility, and financial security.

Canadians across the country are searching for ways to ease the impact of rising interest rates. Why not take the first step toward financial relief by exploring a customized mortgage solution designed to fit your unique needs and goals? Complete our simple application form today and let us help you navigate your options with ease.

Your Path to a Smarter Mortgage

What makes saving money easier and more rewarding? Securing your best possible mortgage rate, tailored to your financial needs. With a personalized mortgage solution, you’ll enjoy savings that make both your wallet and your future brighter.

We specialize in accessing exclusive rates and flexible options that go beyond what traditional banks offer. From innovative new-to-market mortgages to proven industry favourites, we’ll find the perfect fit for you. Already have a rate in mind? Share it with us—we’ll work to beat it and deliver unmatched value. Start your journey to a smarter mortgage today.

Save time, money, and stress – talk to our expert brokers today!

5 Year - Fixed Term from

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Apply for Your Best Rate in Minutes.

Apply today for your best rate!

Are you ready to take control of your finances? Thinking about refinancing your mortgage? We specialize in finding the lowest possible rates while ensuring your mortgage features meet or exceed your expectations. Your rate qualification will depend on factors like your credit score and home equity, all in compliance with Canadian regulations.

Apply now for your best rate!

Learn more quickly and with confidence—there’s no obligation and absolutely no cost.

$
Term
Rates From
Payments as low as
🅘 6 Month - Fixed
2.99%
$0
🅘 1 Year - Fixed
5.49%
$0
🅘 2 Year - Fixed
4.64%
$0
🅘 3 Year - Fixed
4.14%
$0
🅘 4 Year - Fixed
4.59%
$0
🅘 5 Year - Fixed
4.24%
$0
🅘 5 Year - Open
4.95%
$0
🅘 5 Year - Variable
4.45%
$0

Disclaimer: The rates shown exclude taxes, fees, insurance, and any other additional costs. They are provided as estimates and are not guaranteed. The final rate and loan terms you qualify for will be determined by our partner’s evaluation of your credit profile, requested loan amount, and other applicable criteria. Any savings estimates presented are based on the details provided by you and our advertising partners. Terms and conditions apply.

We’re Here for Every Mortgage Journey

Don’t fit into the big bank’s restrictive mortgage mold? That’s where we come in. Unlike traditional lenders, we specialize in flexibility and customized solutions designed to meet your unique needs.

Our expertise and access to a broad network of lenders mean we can craft the right mortgage for you—no matter how straightforward or complex your application may be. We consider all the details and deliver options tailored just for you, making the process as smooth and stress-free as possible.

Ready to explore your options? Let us simplify your mortgage journey and find the solution that fits you perfectly.

Straightforward Mortgage Solutions

We believe in giving our clients better rates through a transparent and efficient process. Big banks often come with high rates and hidden fees, while online startups may lack the personalized touch. At our service, we combine competitive rates, expert guidance, and tailored solutions to meet your unique needs. Apply today!

Our goal is to make your mortgage experience clear, confident, and designed with your financial goals in mind.

Whatever Your Finances, We Can Help

The Local Broker is not restrictive or prescriptive, welcoming all mortgage customers seeking choice and service. Even if the big banks have declined you, we can help. We’re a busy broker, and that’s why lenders offer us varied, flexible, and competitive products.

Building Trust Across Canada

Money talks, and not just money. At The Local Broker, we believe that better mortgage deals, flexible products, and stellar service increase our reputation and contribute to our goal of becoming one of Canada’s leading mortgage providers.

We let our clients do the talking for us. Check out the reviews and see what people think of our service and products.

Practical Mortgage Tools Designed for You

Mortgage Payment Calculator

Our Mortgage Payment Calculator​ helps you determine your monthly payments and generates a detailed payment schedule.

Mortgage Affordability Calculator

See what monthly mortgage payments you could afford with our Mortgage Affordability Calculator.

CMHC Mortgage Insurance Calculator

The CMHC Mortgage Insurance calculator can help you estimate the cost of mortgage default insurance.

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