The Local Broker is an independent mortgage brokerage based in Guelph, Ontario, serving clients across Ontario with fast, personalized solutions for both new mortgages and refinancing.…
When Canadians search for a trustworthy, efficient, and flexible mortgage broker in Ontario, one name continues to stand out: The Local Broker. Based in Guelph and…
NPX Mortgages is a Canadian non-prime lender under the Merix Financial umbrella that provides flexible solutions through mortgage brokers. Launched to offer alternative lending options when…
Refinancing your mortgage can save you money, free up cash flow, or help you reach other financial goals. But in 2025, with interest rates still settling…
For many Canadians, getting a mortgage—or refinancing an existing one—used to mean sitting in a bank branch, filling out forms, and waiting days for answers. But…
In 2024, the Ontario government passed new legislation aimed at strengthening consumer protection in the housing market. Among the changes introduced in the Homeowner Protection Act,…
When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…