When your mortgage term ends, you have an important decision to make—renew, refinance, or pay off the remaining balance. Many homeowners don’t think about their mortgage…
A Seller Take-Back Mortgage (also known as a Vendor Take-Back Mortgage or VTB) is an alternative financing option where the seller of a property agrees to…
Credit scores are a crucial factor in determining your financial health, especially when applying for a mortgage. But if a score of 750 is treated the…
With economic uncertainty on the rise, many Canadians are re-evaluating their financial strategies. One question that often comes up is whether it makes sense to withdraw…
For many homebuyers, purchasing a condo can be an attractive alternative to buying a traditional house. Condos often come with appealing amenities, lower maintenance responsibilities, and…
In Canada, creative financing options can be key to making real estate deals happen—especially in a challenging market. One such option is the Vendor Take Back…