Author: TeamFlyer

Through The Local Broker, I connect clients with a wide range of banks, credit unions, and alternative lenders across Ontario. Because I’m independent, I’m not tied to any one institution — which means I can focus on finding the best possible fit for your situation. Whether you’re looking to buy your first home, refinance to save on interest, or explore new lending options, I’m here to make the process simple, transparent, and tailored to you.
Refinancing your mortgage can save you money, free up cash flow, or help you reach other financial goals. But in 2025, with interest rates still settling…
When it comes to mortgages, refinancing, and honest advice, The Local Broker is proud to be based right here in Guelph, Ontario. We live and work…
When it comes to securing a mortgage, many Canadians still head straight to their bank. But what if there was someone who could do the legwork…
If you’re considering purchasing a home with a $500,000 mortgage, it’s essential to understand the income requirements to qualify. Lenders assess various factors to determine your…
If you’re thinking about buying a home or refinancing your current one, you’ve probably heard the term mortgage interest. But how does it actually work? And…
If you’ve ever searched for financial advice or spoken to your bank about borrowing money, you’ve probably heard the terms mortgage and loan used interchangeably. While…
Buying a home is one of the biggest financial steps most Canadians will take in their lifetime. Whether you’re a first-time buyer or getting back into…
For many Canadians, getting a mortgage—or refinancing an existing one—used to mean sitting in a bank branch, filling out forms, and waiting days for answers. But…
Going through a separation is never easy. There are emotional, financial, and legal implications to navigate, and if you own a home together, one of the…
Buying a home is an incredible milestone—but once the keys are in your hand, the work doesn’t stop. From changing the locks to setting up utilities…