Author: Jamie Dalgetty
Jamie Dalgetty
Through The Local Broker, I help Canadians better understand mortgages, home financing, and the decisions that come with buying, renewing, or refinancing a home. I work independently with banks, credit unions, and alternative lenders across Ontario, which allows me to focus on explaining options clearly and helping readers understand what is realistic for their situation. The goal of this site is education first. Many of the articles here are based on real questions and scenarios that come up when people are navigating major financial decisions around homeownership. I focus on clarity, transparency, and long-term thinking rather than quick approvals or one-size-fits-all solutions.
The Local Broker is an independent mortgage brokerage based in Guelph, Ontario, serving clients across Ontario with fast, personalized solutions for both new mortgages and refinancing.…
When Canadians search for a trustworthy, efficient, and flexible mortgage broker in Ontario, one name continues to stand out: The Local Broker. Based in Guelph and…
With rental prices shifting dramatically across Ontario—especially in the Greater Toronto Area—tenants are finding themselves in an unfamiliar but advantageous position. If your lease is up…
Being your own boss comes with many perks, but when it comes to getting a mortgage in Canada, being self-employed can sometimes make the process more…
Separation can bring a whirlwind of emotional and financial challenges, especially when it comes to jointly owned property. One of the biggest questions many Ontarians face…
Desjardins is a major Canadian financial cooperative based in Quebec with a strong presence in Ontario. They offer mortgages through their caisse network and financial centres,…
Manulife Bank of Canada is a federally chartered Schedule I bank and a leading monoline lender. With over 30 billion in assets, Manulife is known for innovation…
Equitable Bank is Canada’s seventh-largest Schedule I bank, headquartered in Toronto and known as a leading monoline mortgage lender. They provide a wide range of residential…
CWB Optimum Mortgage—now integrated into National Bank—is a full-service residential lender offering flexible, customized mortgage solutions designed especially for non-traditional borrowers. They operate exclusively through mortgage…
B2B Bank is a Schedule I Canadian bank, majority-owned by Laurentian Bank, that provides a wide range of mortgage solutions exclusively through mortgage brokers. Tailored for both…