There’s something undeniably appealing about owning a home with a pool. The image of lounging in your backyard, drink in hand, while the sun sparkles on…
Buying a new home or condo is one of the most exciting and meaningful decisions you’ll ever make. But in times of economic uncertainty—particularly when trade…
Divorce can be one of life’s most emotionally and financially complex events—especially when a home and mortgage are involved. Whether you’re looking to stay in the…
In 2024, the Ontario government passed new legislation aimed at strengthening consumer protection in the housing market. Among the changes introduced in the Homeowner Protection Act,…
The word “recession” can sound intimidating—especially when you’re thinking about buying a home or refinancing your mortgage. But economic downturns don’t automatically mean you should hit…
Whether you’re looking to lower your monthly payments, tap into your home equity, or lock in a better rate—refinancing your mortgage can be a powerful financial…
If you’ve recently immigrated or relocated to Canada, homeownership might be closer than you think. The New to Canada Mortgage Program helps newcomers purchase a home…
When applying for a mortgage in Canada—especially with a down payment under 20%—you’ll likely encounter terms like CMHC, TDS, and debt service ratios. They’re more than…
