Many homeowners who locked into high fixed rates over the past few years are now facing an uncomfortable question: should you break your mortgage early to…
For many Canadians, condo ownership has long been viewed as a more predictable and lower maintenance path into home ownership. While that can still be true…
Choosing a mortgage is one of the most important financial decisions many Canadians will ever make. Whether you are buying your first home, renewing a mortgage,…
Buying or renewing a mortgage in the GTA can feel overwhelming, especially given how quickly the Greater Toronto Area housing market changes. Whether you are purchasing…
For many Canadians, the last few years have made financial decision making feel heavier than it used to. Housing costs are higher, groceries cost more, interest…
This situation comes up more often than people realize, especially in high cost housing markets where buying alone feels impossible. A family member needs help qualifying.…
During the peak of the Covid housing boom, from early 2020 through early 2022, thousands of Canadians purchased pre construction homes and condos at aggressive prices.…
Mortgage affordability means something different to everyone. For some people, it is about stretching to buy in a specific neighbourhood. For others, it is about keeping…
Refinancing a mortgage can be an effective financial strategy for many Ontario homeowners. Whether you want to reduce your interest rate, consolidate debt, access home equity…
When a homeowner in Ontario finishes paying off a mortgage, refinances with a new lender or sells their property, the existing mortgage must be formally removed…
