Author: Jamie Dalgetty
Jamie Dalgetty
Through The Local Broker, I help Canadians better understand mortgages, home financing, and the decisions that come with buying, renewing, or refinancing a home. I work independently with banks, credit unions, and alternative lenders across Ontario, which allows me to focus on explaining options clearly and helping readers understand what is realistic for their situation. The goal of this site is education first. Many of the articles here are based on real questions and scenarios that come up when people are navigating major financial decisions around homeownership. I focus on clarity, transparency, and long-term thinking rather than quick approvals or one-size-fits-all solutions.
If you’re looking for a mortgage in Mississauga, you’re not alone. This vibrant city just west of Toronto continues to attract families, professionals, and newcomers alike.…
Milton, Ontario is one of the fastest-growing communities in the Greater Toronto Area, and for good reason. With its blend of suburban charm, modern amenities, and…
Brampton, one of the fastest-growing cities in Ontario, has become a popular choice for homebuyers looking for diverse communities, modern amenities, and excellent access to the…
If you’re buying a home or looking to refinance in Woodstock, Ontario, you’re not alone. As the housing market in smaller Ontario communities continues to evolve,…
Refinancing your mortgage in Aurora, Ontario, can be a smart move—whether you’re looking to access equity, lower your monthly payments, or simply secure a better rate.…
Navigating the mortgage process is one of the most important financial decisions you’ll make, especially in a region like Waterloo where homeownership demand remains high. To…
Spaving, a blend of the words “spending” and “saving,” is the act of buying something to save money — often under the illusion that you’re making…
If you’re looking for a mortgage in Toronto, you’re certainly not alone. With one of the most dynamic real estate markets in the country, Toronto continues…
When living in a condominium in Ontario, understanding how your monthly condo fees can change over time is essential. These fees cover shared expenses like maintenance,…
If you’re searching for a Guelph mortgage, you’re likely facing one of the biggest financial decisions of your life. Whether you’re buying your first home, upgrading,…