Should You Break Your Mortgage Early to Get a Lower Rate? A Real-World Renewal ScenarioBy Jamie DalgettyDecember 29, 2025 Many homeowners who locked into high fixed rates over the past few years are now facing an uncomfortable question: should you break your mortgage early to…
Should You Break Your Fixed Mortgage Early to Get a Better Rate?By Jamie DalgettyApril 9, 2025 Let’s say you have a fixed-rate mortgage locked in around 6%, and your term isn’t up until late 2026. You’re paying more than $3,500 a month,…