Browsing: Canadian Homeowners

Most lenders require proof of home insurance before closing, but the policy you choose involves more than checking a box for your mortgage. The right coverage…

A furnace that quits in January or a sump pump that fails during spring runoff has a way of showing up at the worst possible time.…

Owning a home in Canada comes with more than a mortgage payment. Furnaces fail, roofs age, and driveways crack, often at inconvenient times. Understanding the typical…

Most lenders require proof of home insurance before they will fund a mortgage, but the fine print of a policy often gets overlooked once the paperwork…

Owning a home in Canada means dealing with four distinct seasons, each one putting its own wear and tear on your property. Setting aside a maintenance…

Property taxes and home insurance are two costs that catch a lot of new homeowners off guard, mainly because they are easy to overlook when you…

Homeowner insurance is one of those things many buyers arrange quickly just before closing, without fully understanding what they are paying for. Taking time to understand…

Most Canadian homeowners assume mortgage interest is simply a cost of owning property, unlike in the United States where it can be deducted. The Smith Manoeuvre…

Owning a home comes with an ongoing list of upkeep tasks that go well beyond the mortgage payment. Setting aside money each year for maintenance can…

Breaking a mortgage early is something many Canadian homeowners consider at some point, whether due to a move, a refinance, or changing financial circumstances. While it…