Author: Jamie Dalgetty
Jamie Dalgetty
Through The Local Broker, I help Canadians better understand mortgages, home financing, and the decisions that come with buying, renewing, or refinancing a home. I work independently with banks, credit unions, and alternative lenders across Ontario, which allows me to focus on explaining options clearly and helping readers understand what is realistic for their situation. The goal of this site is education first. Many of the articles here are based on real questions and scenarios that come up when people are navigating major financial decisions around homeownership. I focus on clarity, transparency, and long-term thinking rather than quick approvals or one-size-fits-all solutions.
RMG Mortgages, part of MCAP Financial, is a residential-only monoline lender working exclusively through mortgage brokers. They offer a broad range of flexible mortgage products tailored…
First National Financial LP is one of Canada’s largest non-bank mortgage lenders, serving residential and commercial clients across the country. Known for its wide product offerings…
MCAP Financial is Canada’s largest independent mortgage finance company, offering a wide range of residential and commercial products through mortgage brokers. With over 150 billion dollars in…
CMLS Financial (Canada’s Mortgage Company) is one of Canada’s largest independent mortgage lenders, offering a comprehensive range of residential and commercial mortgage products. They provide prime,…
Bridgewater Bank is a Canadian Schedule I chartered bank headquartered in Calgary, Alberta. Known for its customer-first approach, Bridgewater Bank provides a range of mortgage solutions…
Haventree Bank is a Canadian schedule-1 bank that specialises in alternative and near-prime mortgages, working exclusively through mortgage brokers. Founded in 1990, Haventree aims to support…
NPX Mortgages is a Canadian non-prime lender under the Merix Financial umbrella that provides flexible solutions through mortgage brokers. Launched to offer alternative lending options when…
Home Trust is a well-established Canadian lender known for its non-prime and alternative mortgage solutions, serving clients who don’t fit traditional bank criteria. As a federally…
Community Trust is an Ontario-based lender that offers a variety of mortgage products, including both prime and alternative solutions. As part of the Questrade Financial Group,…
When it comes to securing a mortgage in Ontario, choosing the right lender can make a big difference in the rate, terms, and flexibility available to…