Author: Jamie Dalgetty
Jamie Dalgetty
Through The Local Broker, I help Canadians better understand mortgages, home financing, and the decisions that come with buying, renewing, or refinancing a home. I work independently with banks, credit unions, and alternative lenders across Ontario, which allows me to focus on explaining options clearly and helping readers understand what is realistic for their situation. The goal of this site is education first. Many of the articles here are based on real questions and scenarios that come up when people are navigating major financial decisions around homeownership. I focus on clarity, transparency, and long-term thinking rather than quick approvals or one-size-fits-all solutions.
Community Trust is an Ontario-based lender that offers a variety of mortgage products, including both prime and alternative solutions. As part of the Questrade Financial Group,…
When it comes to securing a mortgage in Ontario, choosing the right lender can make a big difference in the rate, terms, and flexibility available to…
If you’re in the market for a mortgage in Canada, you might come across the name RFA Mortgages. While not as widely known as the big…
If you’ve been trying to get in touch with the Canada Revenue Agency (CRA) lately, you’re not alone. Whether it’s to access your account, retrieve a…
We’re excited to share that reaching out to The Local Broker just got even easier. You can now call us directly at (289) 270-1427 to chat…
Tight budgets can happen for many reasons—reduced income, rising living costs, or unexpected expenses. When there’s not enough money to cover everything, deciding which bills to…
Moving into a new home can be exciting, but it also comes with a fair share of stress—especially when it comes to keeping your finances organized.…
When it comes to buying a home or refinancing an existing mortgage, navigating your options can feel overwhelming. With dozens of lenders, varying rates, and countless…
Yes, The Local Broker is open—and we’re ready when you are. We may not have a traditional storefront, but we are fully open for business. Whether…
If you’re buying a home in Ontario or already have a mortgage, you’ve probably heard about property taxes. These taxes are often discussed during the home…