Author: TeamFlyer
TeamFlyer
Through The Local Broker, I connect clients with a wide range of banks, credit unions, and alternative lenders across Ontario. Because I’m independent, I’m not tied to any one institution — which means I can focus on finding the best possible fit for your situation. Whether you’re looking to buy your first home, refinance to save on interest, or explore new lending options, I’m here to make the process simple, transparent, and tailored to you.
Refinancing your mortgage should be a smooth and stress-free process, whether you prefer to do everything online or meet in person. At The Local Broker, we…
Gone are the days when refinancing your mortgage meant multiple in-person meetings, endless paperwork, and long waits at the bank. With The Local Broker, refinancing your…
When your mortgage term ends, you have an important decision to make—renew, refinance, or pay off the remaining balance. Many homeowners don’t think about their mortgage…
A Seller Take-Back Mortgage (also known as a Vendor Take-Back Mortgage or VTB) is an alternative financing option where the seller of a property agrees to…
If you’re considering buying a condo, you may be wondering how condo fees are calculated and whether they are based on a percentage of the property’s…
Buying a new home before selling your current one can be a tricky financial situation. Many homeowners find themselves in a position where they own two…
Mortgage insurance plays a crucial role in the Canadian housing market, allowing homebuyers with smaller down payments to qualify for a mortgage while protecting lenders from…
The Toronto housing market has been shifting, and many homeowners are noticing a change—houses are sitting on the market longer than they used to. Whether it’s…
Buying a home or planning your mortgage strategy requires more than just guesswork—it takes smart financial planning. That’s why we’ve put together a set of powerful…
Renewing a mortgage is an important opportunity to reassess your financial situation and potentially make changes that better align with your goals. If you’re considering a…